Money between friends
Etiquette, fairness and the occasional spreadsheet-ectomy — everything about owing, lending and splitting without losing friends over it. New here? Start with the complete guide to money between friends.
Best Free Splitwise Alternatives in 2026 (Honestly Compared)
Splitwise's free tier keeps shrinking. Here are the best genuinely free alternatives for splitting bills and tracking IOUs — including where each one beats the others.
Read the post →How to Keep Track of IOUs: Paper, Spreadsheet or App?
Three honest systems for tracking IOUs between friends — what each one costs you, where each one breaks, and the three details every IOU record needs.
Read the post →How to Split Rent with Roommates Fairly
Even split, by room size, or by income? The three fair ways to divide rent, a trick for pricing unequal rooms — and how to handle the shared costs that aren't rent.
Read the post →How to Split Expenses on a Group Trip
A worked example — the £480 lake-house weekend: who pays for what, how to handle wine and dinner fairly, and how to settle the whole trip with three transfers.
Read the post →Is It OK to Remind a Friend They Owe You Money?
Short answer: yes. When a reminder is fair, how long to wait, when to let a debt go — and why a shared record makes the whole question easier.
Read the post →Splitting a Dinner Bill: Itemised vs Even
When an even split is genuinely fair, when it quietly isn't, a simple rule for choosing — and how to split by item without becoming the table's accountant.
Read the post →How to Ask a Friend to Pay You Back (Without Making It Weird)
Scripts, timing and etiquette for reminding a friend they owe you money — and how to make the ask feel like housekeeping instead of a confrontation.
Read the post →Splitwise vs PayMeLater: Which Bill-Splitting App Fits You?
An honest comparison of Splitwise and PayMeLater — pricing, ads, item-level splitting, currencies and privacy — to help you pick the right app for money between friends.
Read the post →Less reading, more squaring away.
Download PayMeLater and put the etiquette on autopilot — the record keeps itself.
Free to download · multi-currency · no ads, ever