
Drag who had what
Even splits are rarely fair splits. In PayMeLater you split item by item — drag each friend onto what they actually consumed. Tips are shared in proportion to what each person had, discounts reduce it, and every share is exact to the penny. The vegetarian stops subsidising the steak, and nobody needs a spreadsheet to prove it.

Every shared expense in one place
Each bill keeps its group and its items together, and it remembers who paid as well as who consumed — so a dinner two people covered still splits cleanly. The shared expenses of a trip or a house stop living in seventeen screenshots.

From receipt to squared away
When the split is right, one tap turns it into IOUs — everyone gets their exact share on their balance, and you can all pay each other back whenever suits. No group-chat maths, no chasing. Eating out? Our sister app Check Please scans the restaurant receipt with AI and hands the finished split straight to PayMeLater.
Questions, answered
How do I split a bill by item instead of evenly?
Add the bill and its items, then drag each friend onto what they actually had. PayMeLater totals each person’s share — the cabin split by four, the groceries to whoever ate them — and it also records who paid, so a bill two people covered still splits cleanly.
What about tips, discounts and rounding?
Tips are shared in proportion to what each person actually consumed, discounts reduce it, and every split is exact to the penny — shares always add up to the bill, so rounding never loses or invents a cent.
What happens after the bill is split?
PayMeLater settles the split into the smallest set of who-owes-whom transfers — £120 each from Alex, Maria and Sam, £360 back to you — and one tap turns that plan into IOUs on each person’s balance, to be paid back whenever suits.
Bill split calculator
Split any bill fairly in your browser — item by item, free, no sign-up.
Read more →Splitwise alternative
How PayMeLater compares — friendlier, private, and ad-free.
Read more →Money between friends: the guide
The complete guide to IOUs, lending, paying people back and splitting fairly.
Read more →Splitting a Dinner Bill: Itemised vs Even
When an even split is genuinely fair, when it quietly isn't, a simple rule for choosing — and how to split by item without becoming the table's accountant.
Read the post →How to Split Expenses on a Group Trip
A worked example — the £480 lake-house weekend: who pays for what, how to handle wine and dinner fairly, and how to settle the whole trip with three transfers.
Read the post →How to Split Rent with Roommates Fairly
Even split, by room size, or by income? The three fair ways to divide rent, a trick for pricing unequal rooms — and how to handle the shared costs that aren't rent.
Read the post →

