Account

Signing in, and what anonymous mode can do

PayMeLater signs you in with your phone number and a text-message code. No password. Skipping sign-in works too, with one big limitation.

Updated


Your phone number is your account. It is also what lets friends find the ledger between you, so signing in with it is the recommended way to use PayMeLater. There is no password to remember: a code arrives by text message each time you sign in.

  1. 1

    Tap Sign in with Phone Number

    On the welcome screen. If you would rather try the app first, Skip Sign in starts anonymous mode, described below.

  2. 2

    Enter your number

    Check the country code chip on the left matches your number, then tap Verify Number.

  3. 3

    Type the code from the text message

    Tap Complete Sign In and you are in. The Contacts tab opens.

The welcome screen with Sign in with Phone Number and Skip Sign in buttons
Sign in with your number, or skip for anonymous mode.
The phone number entry screen with a country code chip and the number typed
Step 2: country code first, then the number.
The verification code screen with the Complete Sign In button
Step 3: the six-digit code from the text message.

Anonymous mode

Skip Sign in and everything you record stays on your account alone. It is a complete, private ledger, and you can sign in later without losing anything. The one thing it cannot do is link: with no phone number of your own, there is nothing for a friend's app to match against, so anonymous accounts can only have offline contacts and cannot share bills.

Related guides
Settle up, stress-free

Follow along in the app.

PayMeLater is free, private and ad-free, and your friends do not need an account to be on your ledger.

Download on the App StoreGet it on Google Play

Free to download · multi-currency · no ads, ever